AssetGuard
Your private, on-device personal finance hub for tracking multi-asset net worth, insurance policies, and FIRE goals.
100% On-Device 
Zero Bank Scraping 
AES-256 Encrypted 
Offline Ready Everything Needed to Master Your Net Worth
Consolidate your investments, manage policy renewals, and forecast early retirement in one clean cockpit.
Investment Tracking
Track stocks, mutual funds, ETFs, bonds, gold, EPF/PPF/NPS, and crypto. Monitor your portfolio performance with real-time updates and comprehensive asset views.
Insurance Management
Manage all your life, health, motor, and property insurance policies in one place. Never miss a premium renewal with smart, on-device alerts.
Document Vault
Secure, encrypted local storage for all your financial documents, policy PDFs, and purchase receipts. Accessible anytime with complete privacy.
Portfolio Analytics
Visualize wealth trajectory with interactive charts, asset allocation breakdowns, and accurate ROI/XIRR returns without connecting bank credentials.
FIRE Calculator
Plan your financial independence journey with an India-specific FIRE calculator. Model your retirement corpus, inflation rates, and target dates.
Offline-First Architecture
Access and log transactions anywhere, even without Wi-Fi or cellular data. All financial information is stored locally and encrypted on-device.
Your Wealth Data Stays Strictly On Your Device
Unlike cloud aggregators that store unencrypted bank data on remote servers, AssetGuard ensures your financial sovereignty. No central breach surface, no third-party ad brokers.
- ✓ AES-256 encryption for all local financial records and databases
- ✓ Biometric authentication (fingerprint and face unlock)
- ✓ Optional PIN-based app lock for dual-layer privacy
- ✓ Secure encrypted document vault for policy certificates
- ✓ Zero bank credential scraping or third-party cloud uploads
- ✓ No advertising SDKs, behavioral telemetry, or data sharing
Frequently Asked Questions
Learn more about AssetGuard's architecture, security model, and localized calculations.
What is AssetGuard and why should I use it?
Most people track their finances in scattered places — a few numbers in spreadsheets, notes on their phone, or forgotten paper folders. When making major financial choices, it's hard to get the full picture. AssetGuard brings your entire net worth together into one clear, encrypted dashboard. It works offline-first, requires no bank logins, and never shares your sensitive financial life with third parties.
What is the FIRE Calculator in AssetGuard?
FIRE (Financial Independence, Retire Early) helps you calculate the exact corpus needed so working becomes a choice rather than a necessity. AssetGuard's built-in calculator lets you model custom monthly expenses, expected inflation, retirement horizons, and withdrawal rates — computed instantly and privately on your phone.
Is my financial data uploaded to the cloud?
No. By default, AssetGuard operates 100% offline and stores all your investment figures, policy details, and documents locally on your device. Your data never leaves your phone unless you explicitly choose to export an encrypted backup file.
How does AssetGuard track investments without bank logins?
Unlike aggregators that demand bank and brokerage passwords to screen-scrape accounts, AssetGuard uses a privacy-first model. You log asset holdings, SIPs, and mutual funds directly or via simple file import. Your bank passwords remain strictly between you and your financial institutions.
How secure is my data inside AssetGuard?
Your records are shielded using industry-standard AES-256 encryption. You can protect app access using your device's biometric authentication (fingerprint / Face ID) and a custom security PIN. Documents stored in the vault are also encrypted on flash memory.
Can I use AssetGuard completely offline?
Yes. AssetGuard is engineered offline-first. You can view your asset distribution, calculate FIRE timelines, review policy details, and add transactions on flights, during commutes, or in areas with zero cellular reception.
Does AssetGuard show ads or sell data to brokers?
Absolutely not. AssetGuard contains zero advertising SDKs, tracking pixels, or broker referral schemes. We believe personal financial data should remain strictly confidential.
What happens if I switch to a new phone?
You can generate an encrypted backup file from the settings menu at any time and transfer it securely to your new device. Restoring your portfolio takes less than a minute.