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Privacy Policy

Last updated: November 1, 2025

1. Introduction

AssetGuard ("we," "our," or "us"), a product of TheWitShah, is built with a strict privacy-first foundation. This Privacy Policy explains how we collect, handle, and safeguard your information when you use our mobile application.

2. Information We Handle

Personal Information

AssetGuard requires no mandatory account registration to track your net worth. If you choose to contact customer support or submit feedback, we only process the email address and message contents you provide.

Financial Records

The app allows you to record and analyze personal financial holdings, including:

  • Investment portfolios (Stocks, Mutual Funds, ETFs, Bonds, Gold, Crypto)
  • Retirement schemes (EPF, PPF, NPS)
  • Insurance policy details (Life, Health, Motor, Property)
  • FIRE corpus goals and expense targets
  • Uploaded document attachments (receipts, policy PDFs)

Technical Device Diagnostics

We collect minimal, anonymous crash logs solely to diagnose software defects when opted in via the OS. We do not track unique advertising IDs (IDFA/GAID) or sell behavioral telemetry.

3. Data Storage & Encryption Model

100% On-Device Storage

By design, AssetGuard operates offline-first. All financial figures, calculations, transaction logs, and attached documents are stored locally on your device's flash storage using AES-256 encryption.

Zero Centralized Server Storage

We do not operate central cloud databases that store user portfolios. Your financial records never leave your physical device unless you manually create and export an encrypted backup file.

Biometric Protection

Biometric authentication (fingerprint and face recognition) is executed entirely within your smartphone’s hardware security module (Android Keystore / Secure Enclave). Biometric biometric data is never accessible to the app.

4. Information Sharing

We do not sell, rent, or trade your personal or financial information to third parties, brokerages, ad networks, or data brokers.

5. Your Rights and Data Control

Because your data resides on your device, you have complete sovereignty:

  • Export: Generate password protected AES-256 backup archives at any time.
  • Edit / Delete: Modify or permanently wipe any asset or insurance record instantly.
  • Full Purge: Uninstalling the application or wiping app storage completely removes all local records.

6. Children's Privacy

AssetGuard does not knowingly collect or solicit personal information from children under 13 years of age.

7. Contact Us

If you have questions regarding this Privacy Policy or your data security, reach out to our privacy team:

Email: contact_assetguard@thewitshah.com

Publisher: TheWitShah Privacy Operations

Response SLA: We respond to all privacy inquiries within 48 hours.

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