1. Introduction
AssetGuard ("we," "our," or "us"), a product of TheWitShah, is built with a strict privacy-first foundation. This Privacy Policy explains how we collect, handle, and safeguard your information when you use our mobile application.
2. Information We Handle
Personal Information
AssetGuard requires no mandatory account registration to track your net worth. If you choose to contact customer support or submit feedback, we only process the email address and message contents you provide.
Financial Records
The app allows you to record and analyze personal financial holdings, including:
- Investment portfolios (Stocks, Mutual Funds, ETFs, Bonds, Gold, Crypto)
- Retirement schemes (EPF, PPF, NPS)
- Insurance policy details (Life, Health, Motor, Property)
- FIRE corpus goals and expense targets
- Uploaded document attachments (receipts, policy PDFs)
Technical Device Diagnostics
We collect minimal, anonymous crash logs solely to diagnose software defects when opted in via the OS. We do not track unique advertising IDs (IDFA/GAID) or sell behavioral telemetry.
3. Data Storage & Encryption Model
100% On-Device Storage
By design, AssetGuard operates offline-first. All financial figures, calculations, transaction logs, and attached documents are stored locally on your device's flash storage using AES-256 encryption.
Zero Centralized Server Storage
We do not operate central cloud databases that store user portfolios. Your financial records never leave your physical device unless you manually create and export an encrypted backup file.
Biometric Protection
Biometric authentication (fingerprint and face recognition) is executed entirely within your smartphone’s hardware security module (Android Keystore / Secure Enclave). Biometric biometric data is never accessible to the app.
4. Information Sharing
We do not sell, rent, or trade your personal or financial information to third parties, brokerages, ad networks, or data brokers.
5. Your Rights and Data Control
Because your data resides on your device, you have complete sovereignty:
- Export: Generate password protected AES-256 backup archives at any time.
- Edit / Delete: Modify or permanently wipe any asset or insurance record instantly.
- Full Purge: Uninstalling the application or wiping app storage completely removes all local records.
6. Children's Privacy
AssetGuard does not knowingly collect or solicit personal information from children under 13 years of age.
7. Contact Us
If you have questions regarding this Privacy Policy or your data security, reach out to our privacy team:
Email: contact_assetguard@thewitshah.com
Publisher: TheWitShah Privacy Operations
Response SLA: We respond to all privacy inquiries within 48 hours.